-----------------------------
4 0 1 k   C A L C U L A T O R   Version 2.0            401KVER2.XLS
-----------------------------

401k Calculator Copyright 1995 Steve Zynda.  All Rights Reserved

The 401k Calculator has been designed to prove to the skeptic that a 401k 
investment program of any size will grow faster than an equivalent, taxable
investment program and lower your taxes in the process.  The 401k Calculator 
was created using Excel 5.0 and is being distributed as shareware for 
evaluation purposes.  If you like the 401k Calculator, please register your 
copy by sending $10.00 to the author: 

        Steve Zynda
        8204 Owens Street
        Buena Park, CA  90621-1367

        CompuServe ID #70651,2451.  

Registration will ensure your notification of future updates.


INSTALLATION AND USE:
--------------------

Excel workbook is fully self-contained.  Load-and-go!
Full instructions are included inside the Excel workbook. Enjoy!


DISCLAIMER:
----------

Steve Zynda disclaims all warranties relating to this software, whether 
expressed or implied, including but not limited to any implied warranties
of merchantability and fitness for a particular purpose, and all such 
warranties are expressly and specifically disclaimed.  Neither Steve Zynda 
nor anyone else who has been involved in the creation, production or 
delivery of this software shall be liable for any indirect, consequential, 
or incidental damages arising out of the use or inability to use such 
software even if Steve Zynda has been advised of the possibility of such 
damages or claims.  In no event shall Steve Zynda's liability for any 
damages ever exceed the price paid for the license to use the software, 
regardless of the form of the claim.  The person using the software bears 
all risk as to the quality and performance of the software.  Some states do 
not allow the exclusion of the limit of liability for consequential or 
incidental damages, so the above limitation may not apply to you.  This 
agreement shall be governed by the laws of the State of California and 
shall inure to the benefit of Steve Zynda and any successors, 
administrators, heirs, and assigns. Any action or proceeding brought by 
either party against the other arising out of or related to this agreement 
shall be brought only in a state or federal court of competent jurisdiction 
located in Orange County, California.  The parties hereby consent to in 
personam jurisdiction of said courts.

401k Calculator Copyright 1995 Steve Zynda.  All Rights Reserved

                                       -*-